Need help with speaking to creditors?

If you’re dealing with debt StepChange has created sample letters and downloadable templates that can:

  1. Help you write to creditors to get information on your debts
  2. Reduce the number of calls they make to you
  3. Inform them when a debt is not enforceable
  4. Make a settlement offer
  5. Tell them a debt is statute barred

They also provide a library of common court forms relating to debt, to help you respond to the County Court or deal with insolvency

You can visit their website to find out more